Looking to save some extra money for your family’s next vacation?
How about that cruise you’ve been dying to go on? If you’re smart about spending your money, taking advantage of per diem shifts can help you maximize your savings beyond your standard income. Whether you already work full time or already work strictly on a per diem basis, per diem shifts can quickly help you build an additional savings.
But, like anything, earning (and saving) extra money requires planning and strategic financial management. To further grow your bank account with per diem nursing, remember these tips.
Make Yourself Available for Extra Work
Because of the scheduling flexibility per diem nursing offers, take advantage of all opportunities to accept extra work, including holidays. Being proactive about blocking off time in your schedule for per diem shifts (when your calendar permits) is helpful so you’re not scrambling at the last minute to fit in the time. Planning ahead so you have an idea of when you can tentatively work will allow you to accept jobs without stressing over conflicts.
Be Disciplined About Saving
Though per diem nursing may make you feel that you’re earning an abundance of extra money on any given day, it’s important to be disciplined in your savings approach. Make sure your regular income covers all your monthly expenses before you get carried away with using your extra earnings at your leisure. Creating a plan for how you’ll use the money you earn from both your regular income and extra per diem shifts will ensure you’re properly managing your finances and you have the leeway to use your extra earnings for vacation spending.
Be Strategic About Your Jobs
One of the most appealing benefits of per diem nursing is being able to choose what jobs you’ll take. Though it’s an indirect cost, you should always consider the cost of transportation before accepting a new job. Choosing jobs that are a close commute from home will help you cut down on hidden expenses and save more money from your per diem shifts.
Per diem nursing offers a phenomenal opportunity to grow your income and save extra money for vacations and other luxury experiences. With the right planning, you’ll be able to grow your bank account in no time!
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